Student Aid and Scholarships in Singapore

Grants, loans, savings schemes and scholarship searches for students in Singapore, from official sources.

Government schools and universities are heavily subsidised for citizens. On top of that, means tested aid covers most of what remains.

Grants and Bursaries

MOE Financial Assistance Scheme

Primary to pre-university

Full fee subsidies, free textbooks and uniforms, meal and transport subsidies for students in government and government aided schools. From 2026 households earning up to $4,000 a month, or $1,000 per person, qualify.

Official site

Edusave

Primary and secondary

Yearly contributions into each citizen student's Edusave account for school programmes, plus Edusave scholarships and awards for merit and good conduct.

Official site

Higher Education Bursaries

ITE, polytechnic and university

Government bursaries for citizen students. From the 2026 academic year, households earning up to $12,000 a month, or $3,000 per person, qualify, with more for lower incomes.

Official site

Loans

Higher Education Student Loan

Polytechnic and university

From 1 July 2026 this single government loan replaces the Tuition Fee Loan and Study Loan. It is interest free while you study, with interest starting after you graduate or leave. Apply on the StudentLoanSG portal.

Official site

CPF Education Loan Scheme

Polytechnic and university

Use your own or your parents' CPF Ordinary Account savings to pay subsidised tuition fees, repaid with interest after graduation.

Official site

Saving for Study

Post-Secondary Education Account

After secondary school

Leftover Edusave and Child Development Account money moves here and can pay post secondary fees.

Official site

Checked October 2026. Rules and amounts change, so confirm on the official page before you rely on a figure. Who to check with in Singapore.